Valley Ventures is a complementary ecosystem of consumer financial service businesses that creates accelerated, cost-efficient growth—powered by technology using a shared stack and resources spanning the group. The product offerings follow consumers from their first adult financial experiences to sophisticated financial individuals. We operate in the UK and UAE.

Valley Ventures (VVL) is a Jersey-based company focused on building a group of consumer financial technology companies using a singular technology stack and transferrable value across the group to leverage economies of scale and scope, maximise revenue opportunities and drive innovation.
We call this Technology Service Infrastructure.

VVL distinguishes itself from competitors by building B2B contractual partnerships around Arrow's suite of modular API services. This ensures the technology can accommodate a broader range of consumer-facing business models and types of investment instruments and winning higher-value technology supplier contracts.